Additional Benefits

You have the option to purchase critical illness insurance for yourself, as well as for your spouse and children. You must elect coverage for yourself in order to also elect coverage for your spouse or children. This benefit provides a fixed, lump-sum benefit upon the diagnosis of a serious illness like heart attack, stroke, or cancer. Benefits are paid directly to you and may be used for any reason, from deductibles and prescriptions to travel expenses, childcare or other everyday expenses.

You have the option to purchase accident insurance, which helps to protect your finances after an accident. You are paid a lump sum if you have a covered injury and can use the money to help pay out-of-pocket medical costs or everyday expenses.

You have the option to purchase hospital indemnity insurance, which pays you benefits while you are confined to a hospital. This type of coverage is helpful because it covers your out-of-pocket expenses not covered by your medical plan.