Life and AD&D Benefits
Voluntary Life and AD&D coverage is available for purchase for you, your spouse and your dependent children. Coverage purchased through this plan is offered at a group discounted rate. Employees must elect coverage for themselves in order to purchase spouse or child coverage.
Benefits |
|
|---|---|
Your contributions will depend on your age and the amount of coverage |
|
Employee |
|
Benefit |
$10,000 increments up to $500,000 |
Guarantee Issue |
$150,000 |
Benefit Reductions |
40% at age 75 |
Spouse |
|
Benefit |
$5,000 increments up to $500,000, not to exceed 100% of employee benefit amount |
Guarantee Issue |
$30,000 |
Benefit Reductions |
Benefits may reduce as noted in your Certificate. |
Child(ren) |
|
Benefit |
Live birth to 26 years $10,000 |
Guarantee Issue |
$10,000 |
Benefit Reductions |
Benefits may reduce as noted in your Certificate. Child(ren) must primarily depend on the employee for 50% or more of their support. |
AD&D Benefit |
Equal to Voluntary Life Benefit |
Provided By
The Hartford
Provider Website
Customer Service